Archive for category: 2010-06 TMLP Times

Propagación Alfabetización Financiera

“El crédito es más importante que una licencia de conducir. Un mal crédito puede matar a la gente más rápido que el fumar. Y si quieres probar esa teoría, ve y habla con un médico acerca de cómo el estrés debilita nuestra calidad de vida.”

Estas afirmaciones – que ilustran perfectamente la necesidad de contar con alfabetización financiera y responsabilidad personal – provienen de un taller gratuito y abierto al público, que no tiene discurso de ventas alguno, y que se imparte como parte de una serie de seminarios para la comunidad que se organizan bajo los auspicios de “El Proyecto de Alfabetización
Financiera”.

Peter Johnson, veterano por 30 años en la inversión y la industria financiera de planificación, se hizo cargo del proyecto mientras cursaba el programa de Autoexpresión y Liderazgo de Landmark Education en el verano de 2008. Después de haber reconocido desde hace tiempo una abrumadora falta de conocimiento del público en torno al tema del dinero, Peter comenzó el proyecto como una forma de compartir su pasión por la educación financiera y construir comunidades. Poco tiempo después, la crisis crediticia global y la recesión económica comenzó a crear temor, ansiedad e incertidumbre en las personas de todos los sectores.

Mientras la economía continuaba por camino poco popular, Peter también experimentó las mismas emociones y miedos que muchos de sus clientes. Sin embargo, puso sus conocimientos y habilidades de comunicación en práctica para ayudar a los demás. Peter encontró que al compartir el mensaje de la importancia de la educación financiera, obtuvo a cambio considerable alegría y consuelo. Él y su equipo de presentadores fueron capaces de llegar a cientos de vidas y ampliar la posibilidad de poder y libertad para todos.

Al crecer, a la mayoría de las personas se les enseña poco o nada de dinero. Hay vergüenza, ignorancia, pocas oportunidades de aprender, y una preocupación cada vez mayor sobre en quién confiar. Como resultado de la recesión más severa en casi 80 años, más personas están descubriendo que su seguridad financiera no siempre lo está en manos de otros. Lo que esto muestra es la importancia de ser responsables de nuestro propio futuro financiero.
Seguridad financiera y paz mental están a nuestro alcance a través, de conocimientos básicos, simples y un poco de disciplina enfocada.

El Proyecto de Alfabetización Financiera ha sido un éxito entre los consumidores, las librerías y las bibliotecas en el área de la bahía de San Francisco. Ha atraído a más de 35 profesionales financieros calificados y ha sido anfitrión de más de 20 programas de educación pública en una amplia variedad de aspectos sobre las finanzas personales.

Cursando el programa de Equipo, Administración y Liderazgo, la visión de Peter fue de ampliar esta importante campaña. Su visión es llevar entrenamiento y talleres a todo el país, y hacerlos disponibles en línea a través de videos y podcasts. Es hora de iluminar sobre esta, ignorada, pero crítica área de nuestras vidas.

Peter está invitado a otros profesionales comprometidos con la comunidad, que está involucrados con las finanzas personales, a hacer una diferencia en esta abrumante necesidad. Él y su equipo también están buscando apoyo con la grabación de los eventos, y su edición, de manera que sea posible publicarlos en línea y educar a un público más amplio.

El Proyecto Educación Financiera inspira y proporciona conocimientos y herramientas para cambiar vidas. Los participantes salen con un claro sentido de posibilidades al haber ganado confianza y conocimiento sobre qué es lo siguiente que tienen que hacer. De expandirse lo suficiente, Peter ve la posibilidad de la alfabetización financiera como “vidas que funcionan, familias que funcionan y una economía que funciona “.

Para obtener más información, comentarios o preguntas por favor visite www.thefinancialliteracyproject.org

Miembro del Equipo: Peter Johnson
Juego: Proyecto de Alfabetización Financiera
Escrito por: Shash Broxson y Editado por: Sharole Beckman

Education for Everyone

Gifted children reach their full potential

Angela Mazzone, who is in Landmark Education’s Team, Management and Leadership Program in Houston, TX, is a devoted mother and dynamic, committed member of her community. Angie has two daughters that are classified as “Gifted and Talented”, and she is determined that both girls, as well as other gifted children, receive an education that is challenging, inspiring and appropriate to their needs.

Angie was moved to action when she received a phone call from Andrea Badot, another devoted mother with a gifted child in the local school district. Both women saw the great need for designing school curriculums that would propel gifted and talented students to thrive, be enlivened and excel at educational experiences that are appropriate to their needs and achievement levels. With the “No Child Left Behind” legislation put into place by President George W. Bush, many programs focusing on the needs of gifted children were eliminated. Angie saw how the elimination of Gifted and Talented school programs affected children like hers. Gifted Children were not stimulated, not challenged, bored and not living up to their greatest potential. The attitudes of school administrators were that gifted students are already smart enough and did not need any addition help. Read more

Health Care Partnerships Soaring to New Heights

Bob Cogburn, a Landmark Education Team Management Leadership Program participant, Team 2, 3rd quarter, is president of TARPPS, an organization making a difference around the mounting concern around the subject of health care. Public opinion polls show that people are losing faith as the rising cost of medical expenses continues to adversely affect the quality of health care.

In the midst of all of this medical uncertainty rises an organization that is making a difference. The organization is called TARPPS. (Texas Association of Rehabilitation Professionals and Providers of Services.) TARPPS is an association that exclusively represents the interests of rehabilitation professionals.

Its’ membership is composed of case managers, vocational counselors, insurance nurses, professional counselors, job placement specialists, vocational evaluators, occupational therapists, physical therapists, psychologists, rehabilitation counselors, rehabilitation educators, and disability management specialists.

Cogburn is a VRC (Vocational Rehabilitation Counselor), and President of TARPPS. Mr. Cogburn saw an opportunity to bridge what was missing between rehabilitation professionals and the patients. His vision of what will make a difference in one segment of the health care industry for Texas has the potential to catch fire nationwide.

If you have never experienced a catastrophic injury or long term disability, you may not be aware of what is necessary to restore a person to good health or compensate them for the loss of mobility. As Mr. Cogburn listed all who were involved in rehabilitation restoration, I was amazed at the number of professionals necessary to meet the needs of the patients.

Below is a brief list of the most active professionals in TARPPS:

• Certified Life Care Planners (evaluating catastrophic injuries and long term healthcare costs)

• Medical Case Managers typically a nurse, evaluating the work capabilities and restrictions based on physical ability. They collaborate with the doctor making sure patient is getting proper treatment and report to insurance companies to verify payment has been authorized.

• Vocational Experts CRC (Certified Rehabilitation Counselors); These professionals assist courts and advocators in determining the occupational skills of the disabled.

• Case Managers working in free standing clinics like spinal clinics. As a result of improved therapy over time the case manager has the ability to have the patient evaluated by Medical and or Vocational Case Manager.

What’s missing in the United States is a source for effective evaluators to input accurate data so insurance companies can make prompt, effective, and equitable payouts. TARPPS will be instrumental in facilitating that the correct information is met with financial decisions being made on the patient’s behalf. The goal is to have an adequate and equitable payout matching each patient’s evolving circumstances.

Many times insurance companies need someone to gather medical records, meet with medical teams, and meet with the patient so that fair and equitable decisions can be made in a timely manner. This is where TARPPS members are instrumental in facilitating that the correct information is met with financial decisions being made on the patient’s behalf standing for an adequate payout matching each patient’s evolving circumstances.

The Social Security Administration (SSA) is developing a new Occupational Information System (OIS) designed to provide SSA with a long-term replacement for the information that it currently obtains from the Dictionary of Occupational Titles (DOT) and companion
volumes, including the Selected Characteristics of Occupations (SCO) and Revised Handbook for Analyzing Jobs (RHAJ).

If someone becomes disabled, then the SSA and the Rehabilitation Professional will work together in finding modifications suitable for the client. This way, people with disabilities can resume meaningful employment instead of remaining idle. We are on the verge of a breakthrough because there are a variety of patient evaluation systems including government programs that occasionally render unreliable cost assessments.

SSA needs a new database that is optimized for its disability assessment and adjudication purposes. By enlarge, Insurance Companies, Hospitals, and Doctors rely on Rehabilitation Professionals that are employees assigned to the various cases. Many case managers work for other companies or hospitals conforming to rigid guidelines regardless of patient circumstances.

Organizations such as TARPPS will be instrumental in bringing certainty, manageability and integrity, to this area of the health care industry. TARPPS is providing the space for case management professionals to operate independently, as a free enterprise. They serve their referral sources with consistency, fairness, while keeping pace with the latest technology.

TARPPS is an organization for professionals who are called to make a difference in the lives of patients; an advocate as well as a rehabilitation provider.

Many health care professionals started out with a burning desire to make a difference, only to have that flame die down in the face of bureaucracy. “Following treatment guidelines and managing paperwork can be wearing. But seeing TARPPS evolve has personally made me proud to be a Rehabilitation Professional. Now the paperwork is a necessary part of the fulfillment to a bigger dream”, says Cogburn.

Mr. Cogburn said, “The Team Management and Leadership Program has been instrumental in the development of this organization. TARPPS is the possibility of inspiration, hope and restoration of well being. I can clearly see TARPPS as the Nationally Recognized Universal Trusted Source designed to ethically and responsibly meet the rehabilitation needs of people and the standard by which all healthcare provider professionals aspire to operate. There is no doubt TMLP has made all the difference for me.”

June 2010, Chicago, Action Quarter
TMLPTIMES
Team Member: Bob Cogbum
Game: Healthcare Partnerships
Soaring to New Heights
Written by: Sharole Beckman
Edited by: Steve Schapiro

We’re Moving Again – A Hockey Player with Guardian Angel Impacts Brain Trauma Treatment

George Kraft should be dead.

Lucky for him he has a guardian angel. It doesn’t hurt that he has been playing hockey all his life – and hockey players are tough.

This is the story of George Kraft’s incredible life and how he is impacting the lives of brain trauma patients as a participant of Landmark Education’s Team Management and Leadership Program.

¨         ¨         ¨

“It was the wildest thing,” said George. “I heard a little whisper in my head. It said, ‘Put a key under the mat and tell your brother where it is.’” The voice was his guardian angel. “Someone was looking out for me and saved my life.”

A few days later George didn’t show up for work. His coworker, Nancy, knew something must be wrong. George was never late for work, and if he thought he’d even be 5 minutes late, he’d call. Nancy called George’s brother that Tuesday morning.

His brother went right over and found the key under the mat, just where George told him to look a few days earlier. He unlocked the door and found George lying on the floor of his bedroom, unconscious.

George was rushed to the hospital, where it was determined he had a brain aneurism. He was born with a congenital defect – there was a weak spot where two veins meet in his brain.

“When my blood pressure got high enough it just went boom. Picture a fire hydrant going loose,” George said.

The doctors performed an emergency craniotomy. They cut out a piece of George’s skull the size of the back of his hand to repair the ruptured blood vessels.

The diagnosis was not good. In fact, the doctors didn’t expect George to live. At one point there were 14 tubes coming out of his head and his body swelled up so much he looked like the Michelin Man. He was in a coma for weeks.

“When I woke up, they were taking staples out of my stomach,” George said. That was Sunday, January 30, 2005.

The last thing George remembers was coming home from Steak & Shake after coaching his hockey team on Monday night. He had just begun taking blood pressure medicine and he was feeling really fatigued before the game. So he chose not to skate that night, and instead just coached from the bench.

That should have been a sign that something was seriously wrong. Looking at the 6’-1’’, 215-pound defenseman, you would not have guessed he was 41. He could skate every minute of the 45-minute game (three 15-minute periods) without missing a shift. Professional hockey players average less than 30 seconds of ice time per shift and are usually on the ice for only about a third of the game.

When George awoke in the hospital, he found out that he was paralyzed on his entire left side. He needed to use a wheel chair to get around. He had a hole in his head where the piece of his skull was removed that felt to the touch like he was pressing on a water balloon. It would be seven months before it was replaced.

Being bedridden, George needed a urinal and bedpan, which is not comfortable or easy to use. “I prayed to God, Please let me at some point walk to the bathroom again.”

In July, seven months after the aneurism, George was discharged from the hospital to a nursing home, where he stayed until October.

¨         ¨         ¨

George is currently in his second quarter of Team 2. He first participated in the Landmark Forum in 2003. In May and June of 2008 he took the “Communications Access to Power” and “Power to Create” courses and immediately joined the “Team Management and Leadership Program” in August.

Originally his Game in the World was to return to his practice as a Chiropractor. George had made an arrangement to join another Chiropractor, but in April 2009, she told him she had to move her office and she didn’t have room for him in the new space. “It was no fault of hers, but still very disappointing,” he said.

Having the distinctions of the communications curriculum, George was able to be with any communication. Had it not been for being part of TMLP, “I probably would have looked for a position somewhere else,” he said. “As a chiropractor with only one functioning hand, chances would have been very limited.”

That’s when George decided to create a Constraint Induced (CI) Therapy Unit at Belleville Memorial Hospital where he was receiving treatment. “I would have never seen the possibility had it not been for Team,” said George.

CI uses what’s called brain plasticity, the remolding of your brain to bring about change. It helps people with brain injuries get back the motor functions they have lost. Essentially it’s retraining the brain to send the signals to operate muscles. Dr. Edward Taub founded the therapy and has a clinic at the University of Alabama at Birmingham.

Patients must qualify for the treatment by sending a personal video demonstrating they are able to do all the exercises required in the therapy. After a year on a wait list, George was accepted to the program. In the fall of 2008, George went to Alabama to work on the use of his left leg. Three weeks later his walking strength increased by 40 percent.

“This treatment is over 95 percent effective, which is amazing for physical therapy,” George said.

During his treatment in Alabama, George had a 45-minute conversation with Dr. Taub about the possibility of starting a CI Therapy unit like Taub’s in the St. Louis area.

“He looked at me like I was half crazy and wished me luck.”

Six months after the arrangement to return to his chiropractic practice had fallen through George approached Belleville Memorial, located in Illinois 30 miles east of St. Louis, about the idea of opening a CI Therapy Unit.

“I used the distinctions of the communications courses to acknowledge the Director of Rehabilitation, Mike Tuckey and the entire staff at Belleville Memorial for their teamwork,” said George. “I enrolled others in my vision. I proposed we get the occupational therapists trained in CI inside the rehab unit.”

Tuckey realized the benefit this would have for his unit and the patients in it. He saw that it could set Belleville Memorial apart from other rehab centers.

Together, Tuckey and George enrolled John Kessler, the Vice President of the Rehabilitation Division, in the possibility of the new unit. The timing was perfect. Belleville just broke ground on a $200 million Rehabilitation Building that will be state of the art in the St. Louis area.

Kessler was so receptive, the hospital has committed to sending six occupational therapists to Birmingham in November for the next training session. Two of those therapists are part of George’s Game in the World Team. Heidi Haskins, Belleville’s lead Occupational Therapist, who worked with George during his rehabilitation, and Marie Matthews, the technician in charge of the Occupational Therapy unit, were both instrumental in convincing Tuckey to create a CI unit.

George expects to be working in the unit in about a year. “Patients with brain injuries need a chiropractor to help reintegrate the brain,” he said.

George Kraft has been on an incredible journey the past five years. Through all the time he has spent in hospitals, nursing homes and rehabilitation he never lost his old defenseman’s mentality or gritty toughness. “I made up my mind that there are some things I can’t do, but that doesn’t mean I can’t do what I want to do,” said George.

15 years ago George Kraft feels he was called to serve others, which led him to become a chiropractor. Now he is using his own rehabilitation from a brain aneurism as the inspiration to help others have the life they want.

“The distinctions of Landmark’s training basically gave me the insight and drive to keep going,” said George. “I know this is something I can accomplish.”

written by Steve Schapiro and edited by Shash Broxson


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